Abercrombie wrote:
Well, you could be saying that the faster you go, the safer you are, which is tosh.
Of course your statement is tosh; there is also an upper limit for which 'fast' is safe.
A needlessly slow average encourages disrespect and for the law and disobedience of the limits.
There is also the issue of fatigue, which results with more accidents than exceeding the limits on the faster roads. Slower, even when averaged, isn't always safer.
Abercrombie wrote:
If good drivers desire fully comp against crashes, then the inference is that it isn't good enough to be good. No matter how good you are, a crash is still a plausible outcome of every journey you make. Sobering, eh?
Yes, but it isn't very likely, it may not happen at all. Remember, I didn't say everyone can expect to crash.
Piece of mind can also have a valuable effect, taking that away will result with unrelaxed and stressed drivers - yet you seem to call for drivers to "relax a bit".
Abercrombie wrote:
Anyway, stop side-tracking us. You still haven't yet explained how you'd offset the lack of care in those who won't have a pay a penny if they screw up and knock a kid over.
Who asked me to explain what and when/where? I didn't realise a question had been asked of me.
To answer anyway: TP, TPFT

Abercrombie wrote:
dcbwhaley gets it, so why can't you? Insurance creates higher risk by making the insured less risk-averse ; that's the way of the world, and it's time you came out of your denial.
What makes you think I don't get it? Just the potential of being involved in a collision should be enough to make people more risk-averse. I wonder about anyone who is significantly more risk averse when not fully comp beyond the potential of losing their mode of transport, losing their entitlement to drive, being arrested, imprisoned, injured or even killed, let alone killing someone else.
Abercrombie wrote:
Looks, let's band up here and change the world for the good of all. Just knock a few mph off the top, and relax a bit.
There'll always be those who always believe a bit more can be knocked off - until no-one drives at all; only then will those people be happy.
Abercrombie wrote:
PS: safer cars have the same effect. Drivers become less risk averse if they drive a safer crate. It's well known.
It is also well known that people with nice vanity cars are more risk averse than those with disposable crates....