fisherman wrote:
I am sure they do. The question is - have they worded the policy to make that expectation an enforceable part of the contract. Judging by the large number of unaccompanied L drivers I see in court, most companies don't. Time and time again the no insurance charge is dropped as the policy doesn't specifically state that learners must be supervised.
The example wording i gave previously was lifted directly from my daughters policy. She has not yet passed a test. Should she drive without a supervisor I will do what all the defence lawyers do and quote the case of Edwards v Griffiths [1953] 1ELR 1199 which will result in the CPS accepting that she was covered and having to drop the case.
Ahh.. but you be careful lest another equal or higher court has ruled a new precedent or comment which may undermine this particular precedent
However, I do wish courts would punish accordingly for offences under s87 of the Road Traffic Offenders Act of 1988.,
Personally I would impose a ban on obtaining a licence for a year for such offenders as I think this a far greater offence than failing to comply with Child Suppor/Pensions and Social Security Act s 16..
I do not need to tell you or the world at large
that the law can be an ass with its head up its proverbial
at times
All the same .. we still hope to enforce the laws with a big dollop of professional common sense.
Unlicenced.. uninsured .. those who knowingly and deliberately break the laws and then fail to stop when requested.. accelerating away with zero attention to COAST
.. This type seriously undermine safety out there. I am rather hard line on this type.. whilst I have usually let off or even ignored the marginal blip -over the limit over the years. Hell .. I've even let off a couple of rather fast but still safe drivers - albeit with a rather acid lecture in my past as an active Black Rat in a very busy London and later Manchester .. .
.
I do hope our OP has learned something though and whatever his or her outcome in all this .. I would hope the person continues to join in the chats.. learns a bit more about "driver responsibility/duty of care/safety margins" and will be inspired to continue learning all the time.
To the OP.. I hope I have not been too hard on you in my comments. I posted the potential penalties which could appear on your licence and to be aware of how it may affect your future budget as regards insurance. But the rubric is to shop around for the best deal for you and you MUST read all small print and hammer out anything you do not understand in the policy wording.
Good luck with your test when you take it.. and to keep costs down.. DO PLEASE think of PASS PLUS and check out the IAM when you have a few miles under your seatbelt