Safe Speed Forums

A few months ago our car was broken into and was written off as it was economically unviable to repair.

We decided to keep the car but before we can get the payout from the insurers we need to produce some documents (MOT, certificate of ownershi) which we haven't had chance to do yet.

It was towed that night to a secure lock up and has since been moved to a seperate repair garage for a new ignition barrel to be fitted. The work's been done and now the garage want us to take the car back.

However, the insurance lapsed since the car was taken away and I think we need to do a vehicle identity check before we can reinsure it with somewhere else.

The car's in Kingston and I need to get it to Gillingham in Kent. Any ideas on the cheapest way of getting it there?

If i get someone to tow it will their insurance cover us both?

Just out of interest, how did you persuade the insurance company to pay out on a car they wanted to write off?

Have you looked into the obvious stuff like getting reccer quotes? Won't be cheap I imagine. Perhaps you could insure it as normal, pay on monthly installments, and cancel the policy the minute you get the car back home. Cost - one month's premium. I presume this is legit as you would have insurance at the time you would be driving it.

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Make everything as simple as possible, but not simpler - Einstein

Sorry for the n00b question - what's a reccer quote?

Won't we need to get the VIC check done before we can reinsure it?

ITs worth checking whether or not dayinsure will cover it. Not sure how their checks work, but its worth a go. Its about £10 for a day's cover.

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Science won over religion when they started installing lightning rods on churches.

Contact DVLA - ask them to send you a duplicate V5 (Reg Keeper document which they should have on record - give them all details relating to the vehicle and they will be able to re- produce required copy) Tell them what happened .. they are usually very understanding and will explain and send you the required document to prove you are the registered keeper of the vehicle. We can all misplace a document after all.

You could try a number of towing companies who can transport on their insurance - or see if you can insure on a third party basic and drive yourself just to get the car from A to B until you decide what to do with it.

This is a new one on me But from a legal point of view ... get the car towed at lowest quote so that it comes under the tower's insurance brolly. Plenty of wrecks are tranported to disposal sites... and see if you can arrange for car to be transported under this tyoe of cover by reputable haulage company. - you can find in yellow pages, local press and on-line for your area.


Hope this helps a bit

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Take with a chuckle or a grain of salt
Drive without COAST and it's all your own fault!

A SMILE is a curve that sets everything straight (P Diller).

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Approach love and cooking with reckless abandon - but driving with a smile and a COAST calm mind.

PS Ian welcome: and please join in the other debates here .. majority are enthusiastic drivers

_________________
Take with a chuckle or a grain of salt
Drive without COAST and it's all your own fault!

A SMILE is a curve that sets everything straight (P Diller).

A Smiley Per post
FINES USfor our COAST!

Approach love and cooking with reckless abandon - but driving with a smile and a COAST calm mind.

Iba

I think you will find that if your car is towed, it is the same as any tow, (like a caravan), the insurance of the towing vehicle covers it. However, check this out, don't take my word for it !

The safest way is to get it transported by a reputable recovery company.

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Good manners maketh a good motorist

Sorry. Reccer = recovery vehicle.

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Make everything as simple as possible, but not simpler - Einstein

It won't be, and you can't really tow cars like that unless they are being recovered after breaking down. The only completely legal way to transport a car is with all the wheels completely off the road. A braked dolly will normally be ok, but technically the vehicle needs to have brakes on the rear wheels too.

edit: On the original question, if whoever isn't the car's owner has comprehensive insurance with "driving other vehicles" cover then that will be sufficient, but the vehicle must have a valid MOT and tax.

Gareth

True.. but he cannot get a VED disc unless the car has proof of its own unsurance cover - third party - assuming the VED has also expired on this vehicle.

I think AA/RAC would not place on recovery unless completely broken down - but it might be worth seeing if they would transport at cheaper rate for a member. Just another idea when shopping around for cheapest means.

You don't need to show insurers tax disc and unexpired MOT to insure third party for a day to transport it. But you would need these documents to renew the VED disc.

_________________
Take with a chuckle or a grain of salt
Drive without COAST and it's all your own fault!

A SMILE is a curve that sets everything straight (P Diller).

A Smiley Per post
FINES USfor our COAST!

Approach love and cooking with reckless abandon - but driving with a smile and a COAST calm mind.

If you happened to have a heavier vehicle with a towball, the cheapest easiest option would probably be to hire a car trailer.

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Paul Smith
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