Safe Speed Forums

Do you imagine that, in such an event, your insurance might use that as an excuse not to pay out - that your tyres were only rated for 120mph but your car was capable of 140mph?

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Only when ideology, prejudice and dogma are set aside does the truth emerge - Kepler

I would expect it depended on the insurance company, how observant the assessor was and whether police were involved and if they spotted it.

No doubt if they could use it as an excuse, most would.

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My views do not represent Safespeed but those of a driver who has driven for 39 yrs, in all conditions, at all times of the day & night on every type of road and covered well over a million miles, so knows a bit about what makes for safety on the road,what is really dangerous and needs to be observed when driving and quite frankly, the speedo is way down on my list of things to observe to negotiate Britain's roads safely, but I don't expect some fool who sits behind a desk all day to appreciate that.

Surely the speed rating would only apply if you were exceeding the speed rating of the tyre? By which time you'd be more worried about the dangerous driving and probably unlawful killing charges.

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Prepare to be Judged

Some (most? all?) insurance companies will use anything they can find as an excuse not to pay out - even things which are completely irrelevant to the accident.

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Only when ideology, prejudice and dogma are set aside does the truth emerge - Kepler