Hello all, first post. I googled "insurance motorcycle filtering" and came across this website so thought I would ask your opinions on my situation at the moment.
I am a young driver, 21 years old and having driven for 1 year 11 months (typically, not quite out of my prohbationary period). I have a comlpetely clean license with an unmodified car which I have owned for 18 months.
Last Tuesday (23) at approx 0900 I had a collision with a girl on a moped on the A40.
Traffic was moving at approximately 25-30 miles per hour, which was very heavy. I was driving in the middle lane of 3 lanes at that point, it was near Hillingdon which is a national speed limit section of the road.
Traffic to my outside lane (Driver side) was starting to speed up, so I presumed that the disruption ahead was due to the next exit of the A40 (uxbridge) and therefore decided to pull into the outside lane. I indicated and checked my mirrors. The car directly behind me was a Citroen Picasso (quite tall) and the car to the outside was an audi. Behind the audi was a large white van.
As I started to pull across which was 3-4 seconds after indication, I checked the mirrors once again and everything still appeared clear. I went to pull out and about 70% of the way through my manouvre a moped came up my outside, she did not react to my driving and clear indication and she was totally blind to me as she was filtering between traffic.
I approximate her speed to have been 40-45MPH due to the speed in which she came up on me. The impact was against my driver side door and driver side front wing/ wing mirror. I do not know the damage to her moped.
I have been searching around and found the following documentation:
http://www.motorcycling-uk.com/training ... tering.htm
This suggests that filtering at traffic above 20mph is not recommended and that one should never filter above 40mph.
I have 3 witnesses, 2 from the audi and one from the picasso. All 3 stated that there is no way I could have seen the moped due to her filtering traffic.
Currently the insurance claim is 50/50. I strongly believe that it should be her fault and no claim should be made against me.
What are your opinions guys? All constructive criticism is also welcome. Especially the opinions of any other Bikers would be appreciated. I come from a family where EVERYONE rides so feel particularly sorry for myself in this instance.