Safe Speed Forums

It ran out at 12 noon on Sunday according to the policy.

If they can back date it means I was till covered if the old policy runs out. Worth remembering for the future.

In any case at £120 for the year on a 1200cc bike I can live with the loss of 33p

One of the advantages of being an over 40s biker....

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Speed camera policy Kills

Gizmo - yep "covered" till you try to claim, when "covered" means "in the brown stuff".

I personally don't trust any thing from insurance companies unless i have the evidence in writing, or they've cashed your cheque/taken your money via switch/credit card.


Posibly covered means in terms of the road traffic act - everybody else is - except your bike if fully comp.
What got me wondering about this is that DVLA won't accept a fax/photocopy of your insurance ---why not everyone else accepts a fax copy.

That's exactly the way I read it. They'll back date it nicely if there is no accident, because that is money for nothing. It's only 33p, but the idea nets millions for the companies each year - a nice earner for ZERO risk.

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I agree. It is possible to "forget" you have no insurance, so 3 strikes and you are out should be the law. If you get caught three times in your life with no insurance, you should be fingerprinted and get a lifetime ban, no whining.

As regards the cost of actual insurance - well, the cost reflects the risk you pose. If you are too risky, forget driving, and walk. Or buy one of those flimsy, electric cars – they cost peanuts to insure and are suitable for crappy drivers.

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Most countries don't need these types of checks, but the British underclass are twisters, and will do anything to swindle their way out of paying, and to hell with the consequences. I think it’s a cultural artefact of the class system.

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A bit of a sweeping generalisation. The biggest crooks I have come accross have been "wealthy" ones.

After all isn't it only the poor that pay TAX

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Speed camera policy Kills

You are right - the British underclass includes many wealthy ones with no sense of patriotism nor selflessness. We venerate greed and selfishness nowdays - that behaviour comes out on the roads.

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Sounds like the Royal Family....are you calling them the underclass?

When did you last meet anyone from the upper classes that was selfless

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Speed camera policy Kills

I can just see the human rights groups wearing that one.

And once you have banned the individual for life, they might as well just drive anyway because they haven't got a license to lose any longer.


On the contrary, the cost of insurance has risen disproportionately over the years and it has sod all to do with the "risk" factor.


And exactly who is to decide that the first time driver is a risk when they have no driving record to start with?
Or who comes to the decision that somebody of "middle age" who hasn't had insurance in their own name in the UK for the last 4 years is a much bigger risk than somebody who has kept a policy going?


If we made that law, that would be a fairly high percentage of road users dealt with in one blow.

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What makes you think I'm drunk officer, have I got a fat bird with me?

We need somebody to put on the money. But yes, if you want, I can fit them in as a dysfunctional broken family dependant on state handouts.

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Tag them as well, then. One way or another, we have to identify and flush these failures out of the system completely.



I get good deals (£150 pa or less) from Egg or the AA - the point of insurance is to share risk. Poor risks pay more because they cost the companies more in claims.



It has to be done with statistics. In general, first time drivers are poorer risks, so they get belted with big bills. They can drive noddy, second hand cars with third party insurance and build up NCD that way.



Can’t argue with that!

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The older I get the more I find myself less inclined to be law abiding. Every time something happens there is a call to tighten the law or ban something. No one bothers to ask why it has happened. Or when it fails correct the mistake. It’s a one way street.

Has banning guns caused a plummet in gun crime? No
Have Speed cameras made our roads safer? No

Our freedom is continuously being eroded by ridiculous rules. It is so easy to be seen to be breaking the law that it is almost inevitable for anyone who does not sit at home all day watching the telly to fall fowl of the law. Recently we have had our refuse collection changed so that we now have to put bin bags out to be collected. In the letter we were warned that if the bag was put out just across our property line that we would be committing an offence by causing an obstruction. That’s how STUPID it is getting. It is assumed that everyone is a potential law breaker so is treated as such.

My family have lived in this country for generations but I don’t want to end my days here.

I am sure that there are some people within pressure group that have an “illness” that means they have to keep interfering in the lives of others regardless of the cause. Maybe it gives their own sad lives a sense of purpose. Unfortunately politicians are so shallow that they give lip service to these individuals. I think that’s one reason why the general public has become so disillusioned with politics. Minorities are a priority nowadays.

If anyone tries to dodge the law that’s their decision. Personally if it doesn’t directly affect me or my family I don’t really care anymore. Avoiding paying car tax does not feature in my list of 1000 most important laws regardless of the statistics on insurance, MOT etc.

This is what it has come down to. I am sure I am not alone.

I don’t know how the police are going to cope. The next generation is going to be interesting. If there are many people my age who think like me then their children will not get the respect for the law drilled into them like my parents did. And I lost that respect a long time ago. This is not the fault of the Police but the law itself. But it’s the Police that will be left to pick up the pieces.

I have decided to spend the rest of my days being as non-politically correct as I possible can be. And if that upsets some people, I don’t really care I am sure that wouldn’t think twice about upsetting me.

Maybe I am what you refer to as the underclass. Bit I don't realy care. I do my bit for my family and within my community as a School Governor. But I am sure I wiil break at leas one law today. Just don't know which one yet. Maybe when I put my rubbish out.

That’s my 10p worth.

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Speed camera policy Kills

Gizmo - try certain countries that were british - you wouldnt be able to post thoughts like that on line - , you're details would be available to the politals and you'd be taken down for "corrective treatment". Ask the white farmers in Zimbabwe.
Least in the UK you can shout/ campaign etc.
Lots of "civilised " countries in the world would have Paul in a remote cell for suggesting that the "masters" could not have their ideas of speed critisised.

That don't make me feel any better. You can always find examples of people worse off. That does not mean that we have got it right.

Little by little we are having our freedom erroded away. It is only in the last 10-20 years that I have noticed that we are being told the right and wrong way to think. That realy worries me. How many people in authority do you know that are prepared to stand up against political correctness. They are afraid that of the minority "bullies" that rule the roost.

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Me too! There is a travellers camp down the road. The people have encased their caravans in walls and removed their wheels. Perhaps they are “once-were-travellers”! Anyway, I envy the way they live – it’s lawless and if I had less people dependant on me, I’d like to get some gold teeth, some tattoos and go without a bath or shave for a week or two, and swap my Clio for a rusty transit. And then basically live outside the law for a long time.



I know. Another fantasy of mine is to build a log cabin in Northern Alberta and live in isolation (with no contact with the revenue service AT ALL) for a LONG TIME. Of course, I’d need an internet connection so that I can keep in touch with my “fast lane pals” on safespeed.org. But you get the idea. There’s a heck of a lot of new nonsense being brought down on us, and most of it is directed at me!



No way – maybe I could save up for a HUGE house in the woods in Wales miles from anywhere, and tell these lousy pen-pushing bureaucrats to stick it where the sun don’t shine. Have you ever heard of Ruby Ridge – well, that the way I’m heading!



Spot on. I have no time for conventional wisdom, because that always leads to boring situations. Live life in the fast lane was my motto, only now I’m worn out and want to go in the slow lane until I get my strength back!



The underclass in my mind is a product of selfish, greedy, mindless, binge-drinking, celebrity and media obsessed consumerism that has rotted the bottom out of society without us even noticing. There is no reason to classify you in that trash-pile. Your response of being non-politically correct seems coherent for you as an individual in the face of all this crap.

I blame Mrs. Thatcher for much of it. Ronald Reagan and Helmut Kohl applauded her for her monetarist polices. Of course, they kept their steel, coal and heavy manufacturing industries going, while Thatcher sacrificed ours for nothing! A fool and their industrial base are easily parted - look at MG Rover.

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We must be the most unpatriotic country in the world.

We give foreign car manufacturers grants and aid to set up here but when our own indudtrial base need support we walk away. Its like a new customer, existing customer thing. What will happen when parasites like Honda shut Swindon and move production to China because they get a better deal.

We get everything we deserve.

If it were France they would say screw the EU rules we will look after our own.

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If more people began speaking up and started sending this very message to the politicians (of whichever party) perhaps they'd be forced to sit up and take notice of us, rather than the latest garbage from Brussels or wherever.

If I had the wherewithall (i.e. cash), I'd be out of this trainwreck of a country tomorrow....or even today.



I seriously doubt that mate. Doing something for your community deserves the highest of praise IMHO. If a few more of the self-obsessed hedonistic middle classes spent more time doing the same and less time in Dixons or BandQ perhaps this would be a better place to live in.
My little bit for the community is being a volunteer 'blood-bike' rider, taking samples from one local hospital to another. Gets me out on the bike and I reckon I'm doing a just a teeny bit to put back rather than just take.

Part of the British character is to live for today. Long term planning is the thing we dispense with when we are busy! Other places know that things work in long cycles. When competition is tough, the opposition will wither out and the most cunning, determined, able and prepared will prevail. Brits are hardly never able and prepared (chaos is the norm) so we dump the problem overboard and hope something better turns up. If you play that game long enough, you end up with a country of greedy, celebrity seeking, lottery ticket buying, Sun reading jostling atoms with poorer life plans than amoeba.

Mrs. Thatcher had no cunning, so our industry base ended up being shared out by other countries. No wonder Americans love us!

One way to sort it out is for people who can set a good example to do so. Another coherent response is to opt out, and let them get on with it. Tune in, turn on and drop out!

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If by this you mean she lacked the ability to forsee where her government's policies were liable to take us then I agree. Cutting industry free from government control and letting it find it's way in the free market was fine as it released the taxpayer from the burned of subsidies.
The problem is that the British consumer simply looked for the cheapest source of consumer toys and found them imported from Taiwan. Sod British industry, it's too expensive! So under it went.
Result - the UK economy now revolves around selling each other money with which to buy foreign goods to fill our empty little lives.

I hope that day comes soon. But I cannot see any signs of it.

Patriotism is not PC so we are not alowed to be patriotic. Its all Euro-crap now. Unfortunatly everyone else looks after their own.

We have personaly had 4 MG Rovers in the past 4 years. Two company cars, two of my own. All bought from new. My wife just told me today she was getting ridiculed at work for just getting a new MG because of the news. Sometimes people in this country make me sick. We deserve everything we get.

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Speed camera policy Kills